Terms of Use

CatenaHQ — Investor Readiness Platform

⚠️ DRAFT — FOR LAWYER REVIEW
This document is a draft and has not been reviewed by a qualified legal professional. It must be reviewed and approved by a lawyer before CatenaHQ launches commercially. Do not rely on this document as final legal terms.

Effective Date: [To be confirmed]

Last Updated: 20 September 2026

These Terms of Use ("Terms") govern your access to and use of the CatenaHQ platform ("Platform"), operated by Anthony Owen trading as CatenaHQ (ABN 30 519 768 584) ("we", "us", "our"). By accessing or using the Platform, you agree to be bound by these Terms.

1. About the Platform

CatenaHQ is a investor readiness and corporate management platform designed for Australian founders, companies, and their advisers. The Platform provides tools for investor relations, cap table management, shareholder communications, due diligence, board governance, compliance tracking, presentations, and related functions.

1.1 What We Are Not

CatenaHQ does not provide and should not be relied upon for:

  • Legal advice or legal services
  • Financial product advice (we do not hold an Australian Financial Services Licence)
  • Taxation advice or accounting services
  • Investment recommendations

All content, tools, templates, calculations, AI outputs, and information provided through the Platform are for general guidance only. You must seek independent professional advice from qualified advisers before making any legal, financial, tax, or investment decisions.

2. Accounts and Registration

2.1 Eligibility

You must be at least 18 years old and legally capable of entering into binding agreements to use the Platform. If you are registering on behalf of a company, you represent that you have authority to bind that company to these Terms.

2.2 Account Security

You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You must notify us immediately of any unauthorised use of your account.

2.3 Account Types

The Platform supports three account types:

  • Founder accounts — for company founders and their authorised team members (sub-users)
  • Partner accounts — for accelerators, funds, company secretaries, accountants, and other advisers who manage multiple client companies
  • Admin accounts — for Platform administration by CatenaHQ

2.4 Sub-Users

Founder accounts may add sub-users with role-based access. The account holder is responsible for all sub-user activity and must ensure sub-users comply with these Terms.

3. Subscription and Fees

3.1 Pricing

Access to the Platform is subject to the subscription plans and pricing published on the Platform. Fees are quoted in Australian dollars (AUD) and are exclusive of GST unless stated otherwise.

3.2 Payment

Subscription fees are payable in advance via the payment methods available on the Platform. Payments are processed by Stripe. We do not store your payment card details.

3.3 Cancellation

You may cancel your subscription at any time through the Platform. Your access will continue until the end of your current billing period. No refunds are provided for partial billing periods.

3.4 Free Accounts and Beta Access

We may offer free accounts, trial periods, or beta access at our discretion. We reserve the right to modify or discontinue free access at any time with reasonable notice.

4. Use of the Platform

4.1 Acceptable Use

You agree to use the Platform only for lawful purposes and in accordance with these Terms. You must not:

  • Use the Platform for any fraudulent, misleading, or unlawful activity
  • Upload content that infringes any third party's intellectual property or privacy rights
  • Attempt to gain unauthorised access to any part of the Platform or its systems
  • Interfere with or disrupt the Platform's operation
  • Use automated tools to scrape, crawl, or extract data from the Platform
  • Resell, sublicense, or redistribute access to the Platform

4.2 Your Content

You retain ownership of all data, documents, and content you upload to the Platform ("Your Content"). You grant us a limited licence to store, process, display, and transmit Your Content solely for the purpose of providing the Platform services to you.

4.3 Accuracy of Information

You are solely responsible for the accuracy, completeness, and legality of all information you enter into the Platform, including shareholder data, financial information, corporate records, and investor communications.

5. AI-Powered Features

The Platform includes AI-powered tools for document review, content generation, raise strategy recommendations, and other functions. You acknowledge that:

  • AI outputs are generated by artificial intelligence and may contain errors, inaccuracies, or omissions
  • AI outputs do not constitute professional advice of any kind
  • You are solely responsible for reviewing, verifying, and deciding whether to use any AI-generated content
  • Your data may be processed by third-party AI services (currently Anthropic's Claude API) for the purpose of generating outputs
  • You should not enter sensitive personal information (such as tax file numbers, bank account details, or passwords) into AI tools

6. Shareholder and Investor Communications

The Platform enables you to send communications to shareholders, investors, and other contacts. You are solely responsible for:

  • The content of all communications sent through the Platform
  • Compliance with the Corporations Act 2001 (Cth), the Privacy Act 1988 (Cth), and the Spam Act 2003 (Cth)
  • Obtaining all necessary consents before adding contacts and sending communications
  • Ensuring all information disclosed to investors is accurate, complete, and not misleading

6.1 Inbound Email Capture

When recipients reply to emails sent via the Platform, those replies may be captured and stored in your Platform inbox. By using the email communication features, you acknowledge that reply emails from third parties will be processed and stored by the Platform for your convenience. We are not responsible for the content of inbound replies.

6A. Grant Discovery and Application Tools

The Platform includes AI-powered grant discovery tools that search publicly available grant databases and funding programs. You acknowledge that:

  • Grant information is sourced from public databases and may not be complete, current, or accurate
  • The Platform does not guarantee the accuracy of grant eligibility assessments, closing dates, or funding amounts
  • AI-generated application drafts, gap reports, and recommendations are for guidance only and must be reviewed and verified before submission
  • You are solely responsible for verifying grant eligibility, meeting application requirements, and submitting compliant applications
  • The Platform does not submit grant applications on your behalf
  • Success of any grant application depends on factors entirely outside the Platform's control

6B. Task Management

The Platform provides task management tools to help you track activities related to your capital raise and business operations. Task data, including descriptions, due dates, comments, and status, is stored within the Platform and visible to your account, your sub-users, your assigned Partner (if applicable), and Platform administrators.

7. Intellectual Property

7.1 Our IP

The Platform, its design, code, features, documentation, and branding are owned by Anthony Owen trading as CatenaHQ or its licensors and are protected by copyright and other intellectual property laws.

7.2 Templates and Tools

Templates, calculators, checklists, and other tools provided through the Platform are licensed for your internal business use only. You may not redistribute, resell, or publicly share them without our written permission.

8. Privacy and Data

Your use of the Platform is subject to our Privacy Policy and Data Collection Notice, which describe how we collect, use, store, and protect your personal information.

9. Limitation of Liability

To the maximum extent permitted by law:

  • The Platform is provided on an "as is" and "as available" basis without warranties of any kind
  • We do not warrant that the Platform will be uninterrupted, error-free, or free of harmful components
  • We are not liable for any indirect, consequential, special, or incidental damages arising from your use of the Platform
  • Our total aggregate liability for any claim arising from or related to the Platform is limited to the fees you have paid to us in the twelve (12) months preceding the claim

Nothing in these Terms excludes or limits liability that cannot be excluded or limited under Australian Consumer Law.

10. Indemnity

You agree to indemnify and hold us harmless from any claims, losses, damages, liabilities, and expenses (including legal fees) arising from your use of the Platform, your breach of these Terms, or your violation of any law or third-party rights.

11. Termination

We may suspend or terminate your access to the Platform if you breach these Terms, engage in fraudulent activity, or fail to pay applicable fees. Upon termination, you may request an export of Your Content within thirty (30) days, after which it may be deleted.

12. Changes to Terms

We may update these Terms from time to time. We will notify you of material changes via the Platform or email. Your continued use of the Platform after changes take effect constitutes acceptance of the updated Terms.

13. General

  • Governing Law: These Terms are governed by the laws of Queensland, Australia.
  • Jurisdiction: The courts of Queensland have exclusive jurisdiction.
  • Entire Agreement: These Terms, together with the Privacy Policy and Data Collection Notice, constitute the entire agreement between you and us regarding the Platform.
  • Severability: If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions continue in full force.
  • Waiver: Our failure to enforce any right or provision does not constitute a waiver of that right.

14. Contact

For questions about these Terms, contact us at:

Anthony Owen trading as CatenaHQ
ABN 30 519 768 584
Email: anthony@catenahq.com.au
Phone: +61 497 975 000

© 2026 Anthony Owen trading as CatenaHQ. All rights reserved.
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7. Advisory Services

CatenaHQ offers optional advisory services including document review, strategy sessions, and capital raising advisory. These services are provided by Anthony Owen and are governed by separate Client Services Agreements. Advisory services are strategic and commercial in nature — CatenaHQ does not provide legal, taxation, or accounting advice and does not hold an Australian Financial Services Licence (AFSL).

7.1 Advisory fees are as quoted at the time of engagement and are payable in advance or as agreed in the applicable Client Services Agreement.

7.2 Advisory services are separate from the CatenaHQ platform subscription. Subscribing to the platform does not include advisory services, and engaging advisory services does not require a platform subscription.